COVID-19 Procedures
To insure a safe and healthy environment and continued operations:
- fully vaccinated persons may enter the office without wearing a mask;
- persons who are NOT vaccinated must wear a mask to enter the office.
We continue to be available by phone, webcam, FaceTime, Zoom, Skype, text message and email.
Potential new clients seeking their first consultation should complete the online form found in the CONTACT US section to the right.
You will be contacted to set up a time for a conference.
If you are burdened by the threat of foreclosure or overwhelming debt, we can help! Experienced and knowledgeable, Mr. Brumel is here for you. 
Chapter 13 Bankruptcy is a repayment plan appropriate for those individuals with enough income to pay off some of their debt, and for those who do not want to be subject to losing certain assets. Chapter 13 can also be used to cure mortgage arrears to save a home, and in some cases, to rid debtors of second mortgages. Mr. Brumel will take you through the process and guide you in deciding if a Chapter 13 filing is the best course of action for you. 
Filing under Chapter 7 of the Bankruptcy Code is considered to be the simplest, fastest and least expensive form of bankruptcy relief. It provides the debtor with the opportunity to wipe out (discharge) most debts and get a fresh economic start. However, it must first be determined if you quality for this type of relief — and whether it is the best option for you. 
