Generally, Chapter 7 of the Bankruptcy Code provides relief to individuals and small businesses, and is considered to be the most simple, fastest and straightforward form of bankruptcy. In most Chapter 7 cases, your debts are completely discharged (forgiven) without having to lose any of the things you own. Mr. Brumel has successfully handled thousands of Chapter 7 bankruptcies and is uniquely experienced and equipped to help you solve your financial difficulties.

However, it must first be determined if you qualify for this type of relief – and if it is the best option for you. Mr. Brumel will guide you through the process of discerning which type of bankruptcy filing is most advantageous for you. His three decades of bankruptcy law experience has given him keen insight with regard to how creditors arrive at decisions – which will serve as an invaluable tool for you.

It is important for you to know in advance that some types of debts cannot be discharged (such as child support and alimony, and most student loans and tax debts) and Mr. Brumel will guide you in this area as well. He understands that filing for bankruptcy can be an overwhelming and stressful chapter in one’s life – but he will literally close this chapter for you and empower you with a new financial plan and the fresh start you need and deserve.